Written on December 13, 2010 – 2:01 pm by admin

Health Insurance > Health Insurance FAQs > Find answers to all your health insurance faqs here

Health Insurance FAQs

Buying a suitable and functional health insurance policy is not as easy as it seems to be. There are certain things which you need to know. Here is a list of health insurance FAQs which will help you to know more about your policy.

Ques. Will the agent be helpful in settling of claims in future?

Ans. Yes, your agent will provide100% assistance, but it is better to talk to the company directly. Be positive and buy through an Insurance Brokerage Firm as they offer a more comprehensive choice.

Ques. Who will receive the claim amount under health insurance if the policyholder dies during treatment?

Ans. The nominee of the insurance holder will receive the amount if the policyholder passes away during treatment.

Ques. Can I seek treatment at home and be reimbursed for it under health insurance?

Ans. It can be possible in exceptional cases only if the patient is suffering from any epidemic disease and the hospital denies them a bed. Such treatment will be categorized as domiciliary treatment by the insurance firm.

Ques. I might be laid off soon. Should I see my doctor before I lose my insurance?

Ans. No. It’s better to consult an insurance brokerage firm and buy a health insurance policy which should be in place 30 days before your last day in your company.

Ques: What happens when I cancel the health insurance policy?

Ans. If you cancel the policy within 15 days of receipt of the policy, you will normally get a 100% refund. In case you had paid any fee for medical tests, those will not be returned.

Ques. I couldn’t see anything in the above health insurance faqs regarding herbal products; do you have any more information on this?

Ans. Yes. You can visit our page on Hoodia for more information about these products.

If you have any other health insurance faqs, please don’t hesitate to get in touch with us directly via our contact page.